Stefani Souza

Some people find their lane early. Stefani built hers through years of growing her expertise in mortgage lending, a season of entrepreneurial exploration, and an eventual return that made her sharper, more grounded, and more committed than ever. Beginning as a Loan Officer Assistant, she developed her foundation from the inside out, earning her way to Loan Originator and ultimately to her current dual role as both a Licensed Mortgage Loan Originator and Loan Processor. That full-spectrum experience means she doesn't just originate your loan; she understands every hand it passes through, every detail that matters, and every way to advocate for you along the way.

Stefani brings to her clients something that can't be taught in a classroom: the wisdom that comes from real life. Her journey through entrepreneurship and various seasons of reinvention has added depth, perspective, and an unshakeable commitment to showing up with honesty and heart. She knows what it feels like to take a leap, to learn hard lessons, and to keep going, and that's exactly the energy she brings to bat for the people she serves.

Whether you're buying your first home, growing your investment portfolio, or simply trying to make sense of your options, Stefani's approach is the same: listen first, then work. She is backed by a team with over 100 combined years of experience in operations, underwriting, and closing, which means you get both a personal advocate and a world-class team in your corner. She will never recommend something she wouldn't stand behind for her own family.

When she's not working, you'll find Stefani exploring new flavors, new places, and the simple joy of a life lived with purpose and gratitude.

Office Phone: (831)645-1170
Direct Line: (831)402-5866
Fax: (831)643-1161
Email: SSouza@TreeHouseMortgage.com